credit reports

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Go to, the only site authorized by the Federal Trade Commission to provide free consumer credit reports. Request one free credit report from one of the three credit reporting agencies (if you are unable to download a report, complete this activity using a sample credit report from

Using what you have learned about credits reports, respond to each of the following questions in a minimum of 50 words:

1. What type of information is included on a credit report?

2. How long might negative credit history, such as a 60-day delinquency, remain on your credit report? If any negative history is incorrect, what steps would you take to correct the error?

3. What did you find surprising about credit reports?

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