radical skepticism and scientism

Discuss radical skepticism and scientism. Include the following items in your discuss

First, provide an introductory with a thesis statement about how you will be discussing radical skepticism (also known as external-world skepticism) and scientism.
Second, explain radical skepticism. Based on class resources, tell the following: What is it?
What are the implications of it for knowledge and for the rest of life (e.g., as it concerns God, self, others, the world)? What are some problems with it, according to the Christian worldview?
Third, explain scientism. Based on the class resources, tell the following: What is it?
What are the implications of it for science and for the rest of life (e.g., as it concerns knowledge of God, self, others, the world)? What are some problems with it, according to the Christian worldview?
Finally, the concluding paragraph, summarizing your points about radical skepticism and scientism. Make sure to summarize/state why these two views are incompatible with the Christian worldview.

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corporate social responsibility

Critically analyze different approaches to corporate social responsibility in either the tourism, aviation, or hospitality industry sectors?

-This assessment should be presented in Report format.
You should choose 2 or more organizations to highlight the different approaches and strategies of businesses and organizations in the global context. You should focus your discussions on the approaches these businesses take to corporate social responsibility and globalization.

-The aim of the report is to critically analyse the differing approaches to corporate social responsibility and globalisation of two organizations in the tourism and hospitality sector.
Discuss their financial structure and operational model, the geographical scope, business objectives and vision, the strategies employed, the corporate social responsibility approaches. The report should include a discussion of the limitations and opportunities of your chosen businesses’ experiences because of their structure and finance model.

-The case study should be presented in report format, which is formal and in the third person (will discuss this further in your seminars). You will need to include references to support your key points made in the report. In addition to the report, you are able to include supporting information in the report appendices, this could include:
· Financial data that might relevant
· Recent news stories (from tourism media or general media) about your chosen organisation
· Large tables that cannot be included in the main report

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the costs and benefits associated with relative inaction

What are the costs and benefits associated with relative inaction during turmoil for Berkshire?Source:

https://services.hbsp.harvard.edu/api/courses/840914/items/TB0615-PDF-ENG/sclinks/adc52ba93cb0ea6f46be77e1466015b4

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to analyze relatively modest changes to Home Depot’s capital structure

You would like to analyze relatively modest changes to Home Depot’s capital structure. You would like to consider two scenarios: the firm issues $1 billion in new debt to repurchase stock, and the firm issues $1 billion in new stock to repurchase debt. Use Excel to answer the following questions and assuming a cost of unlevered equity (RU) of 12%. Obtain the financial information you need for Home Depot.

Go to www.nasdaq.com, and click “Quotes.” Enter Home Depot’s stock symbol (HD) and click “Summary Quotes.” From the Stock Quote & Summary Data page, get the current stock price. Click “Stock Report” in the left column and find the number of shares outstanding.

Click “Income Statement” and the annual income statement should appear. Put the cursor in the middle of the statement, right-click your mouse, and select “Export to Microsoft Excel.” (You will not need the income statement, but collect all of the background data in one step.) On the Web page, click the Balance Sheet tab. Export the balance sheet to Excel as well and then cut and paste the balance sheet to the same worksheet as the income statement.

To get the cost of debt for Home Depot, go to NASD Bond Info (finra-markets.morningstar.com). Under “Market Data,” select “Bonds,” then select the “Search” option, enter Home Depot’s symbol, select the “Corporate” Bond click “Show Results.” The next page will contain information for all of Home Depot’s outstanding and recently matured bonds. Select the latest yield on an outstanding bond with the shortest remaining maturity (the maturity date is on the line describing each issue; sometimes the list also contains recently retired bonds, so make sure not to use one of those). For simplicity, since you are just trying to illustrate the main concepts for your boss, you may use the existing yield on the outstanding bond as rD.

Compute the market D/E ratio for Home Depot. Approximate the market value of debt by the book value of net debt; include both Long-Term Debt and Short-Term Debt/Current Portion of Long-Term Debt from the balance sheet and subtract any cash holdings. Use the stock price and a number of shares outstanding to calculate the market value of equity.

Compute the cost of levered equity (rE) for Home Depot using their current market debt-to-equity ratio

Compute the current weighted average cost of capital (WACC) for Home Depot given their current debt-to-equity ratio.

Repeat Steps 3 and 4 for the two scenarios you would like to analyze, issuing $1 billion in debt to repurchase stock, and issuing $1 billion in stock to repurchase debt. (Although you realize that the cost of debt capital rD may change with changes in leverage, for these modestly small changes you decide to assume that rD remains constant. We will explore the relationship between changing leverage and changing rD.  What is the market D/E ratio in each of these cases?

What implicit assumptions in this exercise generate the results found in Question 5? How might your results differ in the “real world”?

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to Automate Your Retirement.

In the article, Robo-Advisors Want to Automate Your Retirement. Here’s What They’re Offering, Required:

  1. the author outlines the many benefits offered by robos to retirees.

List and describe 3 ways in which retirees are well-served by robos.

Note:  this is a US article, so there are references to savings accounts and government programs that may be unfamiliar to you.  For instance, The Cares Act is federal healthcare legislation designed to expand the provision of healthcare.  A 401K is an employer-sponsored retirement savings account (similar to an RRSP).  Social security is the government pension system (e.g. CPP and OAS)

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An insurance company is offering a new product in the market

An insurance company is offering a new product in the market. This policy is intended to be bought by a parent for their child at birth. The purchaser shall make five annual payments, starting with $1,000 on the child’s first birthday and increasing $200 in subsequent years. No further payments are required. When the child reaches the age of 60, he or she will receive $100,000. The annual interest rate is 5%.

(d) Judge whether this policy is worth buying.

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Financing Concepts

1. [Financing Concepts] The following companies are in different stages of their life cycles.  Identify the likely stage for each business and describe the type of financing each business is likely to seek and identify potential sources for that financing.
A. Phil Young, the founder of Pedal Pushers, has an idea for a pedal replacement for children’s bikes.  The Pedal Pusher will replace existing bike pedals with an easy-release footrest to help younger children hold their feet on the pedals.  The Pedal Pusher will also glow in the dark and provide a musical sound while pedaling the bike.  Phil is seeking financial assistance to develop functional prototypes.
B.Petal Providers is a company that is trying to model the US flower industry after its European counterparts.  European flower markets tend to have larger selections at lower prices.  Revenues started at $ 1 million last year when the first Petal Providers “mega” floral store opened.  Revenue is expected to be $ 3 million this year and $ 15 million next year after two additional stores open.
2. [Life Cycle Financing] The following companies have provided information on how they are financed.  Link the type and sources of funding to where each business is likely to be in its life cycle.
A. Voice River offers multimedia services on demand over the Internet.  Voice River raised $ 500,000 of the founder’s equity in April 2019 and $ 1 million “seed” funding in September 2019 from the Sentinak Fund.  The firm is currently seeking $ 6 million for a round of growth financing.
B.Electronic Publishing raised $ 200,000 from three private investors and another $ 200,000 from SOFTLEND Holdings.  The financial capital will be used to complete the email delivery and subscription management services software development.
3. [Business Financing] Identify a successful business venture that has been in business for at least three years.
The instructor can assign a specific business company or allow students to identify and research companies in which they are interested.  Alternatively, the instructor may choose to assign one of the two culminating cases (Ecoproducts or Space Technology) presented at the end of this text.  in order to try to answer the following questions.

A. Use historical revenue information to examine how this particular company went through the stages of its life cycle.  Determine the duration of the development stage, the start stage, etc.
B. Determine the sources of financing used during the different stages of the life cycle of the enterprise.
C. Identify the owners of the capital stock of the company and how the shares have been distributed among the owners.  How much of the property has been allocated to members of the management team?  What agency conflicts, if any, can you identify?

Some references

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a chance to buy an asset

 You are offered a chance to buy an asset for $4,500 that is expected to produce cash flows of $750 at the end of Year 1. $1,000 at the end of Year 2, $850 at the end of Year 3, and $3,950 at the end of Year 4. What rate of return would you earn if you bought this asset? Your answer should be between 5.08 and 22.48, rounded to 2 decimal places, with no special characters

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to choose among three investments

You are trying to choose among three investments described below:

• Investment A: Up-front investment of $45,000 and returns $120,000 in six years.• Investment B: Up-front investment of $60,000 and returns $8,000 per year forever.
• Investment C: Invest $10,000 per year for three years starting today and returns $15,000 each year for 10 years starting at the end of year 8.

(e) Prioritize the investments in the order of return.

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A regional CPA firm

A regional CPA firm has 10 office locations in the New England area.

The offices require regular maintenance to maintain a neat and professional appearance. During the past 5 years, the CPA firm has used only Mr. Wright to perform the required maintenance. Mr. Wright is self-employed and is paid on an hourly basis based upon invoices submitted to the CPA firm. Mr. Wright maintains a business office at his home and uses only his own tools while working and spends approximately 50% of his time working at the various CPA office locations.

Recently, Mr. Wright was demolishing an old building using dynamite to make way for a new building at one of the CPA office locations. During the blasting activity an unrelated 3rd Party was severely injured. The 3rd Party sued both the CPA firm and Mr. Wright for monetary damages under the Law of Agency. The CPA firm raised the defense that Mr. Wright was an Independent Contractor.

Required:

-Explain in detail what the court will consider in making their decision on the CPA firms defense.
-Will the CPA firm be held liable?
-Will Mr. Wright be held liable?

Big Bank loaned $100,000 to ABC Corporation. Arthur Apple signed an agreement with Big Bank to act as guarantor for the ABC Corporation loan. Patty Pear signed an agreement with Big Bank to act as surety for the ABC Corporation loan. After a period of one year, ABC Corporation was unable to make the scheduled payment to Big Bank and defaulted on the loan.

Required:  Explain, in detail, how Big Bank should proceed to collect on the loan against:

-Arthur Apple
-Patty Pear
-What rights do Arthur Apple and Patty Pear have if they are required to pay Big Bank?

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